Offline UPI Payments

Unleash the Power of Offline UPI Payments with *99#

by

Frustrated by poor internet connectivity during crucial UPI transactions? There’s a solution that allows you to make offline UPI payments even without internet access. In this article, we’ll walk you through the process of using the *99# service to perform UPI transactions offline. Say goodbye to internet-related woes during payments.

Also Read : To increase your Finance knowledge.

Blue Jet Healthcare Limited IPO: A Prescription for Success (On 25th Oct)

What is the Offline UPI Payment Number?

*99# is a USSD-based mobile banking service introduced by the National Payments Corporation of India (NPCI) in November 2012. This service empowers you to access UPI without an internet connection. It’s widely available across the country and allows you to choose your preferred language, making it user-friendly. The best part? It’s entirely free of charge.

NPCI initiated *99# to facilitate UPI transactions across various banks in India. To get started, dial *99# on your registered mobile number, and an interactive menu will guide you through the process.

Currently, the upper transaction limit is set at Rs. 5,000.

How to Register for Offline UPI Payments?

Before you can utilize the offline UPI transaction method, you need to set it up on your phone. Here’s a step-by-step guide to help you with the setup:

  1. Open your phone’s dialer and dial *99#. This number initiates offline UPI transactions and related functions.
  2. You’ll be prompted to select your preferred language from 13 available options.
  3. Enter your bank’s IFSC code as requested.
  4. If you’re using a smartphone, you’ll see options for all accounts linked to your phone number. Choose “1” or “2” or the relevant option to link your desired bank account and set up the payment process.
  5. Enter the last six digits and expiration date of your debit card to complete the verification process.
  6. If all the details you’ve entered are correct, your offline UPI payment feature will be activated.

Once set up, you can use the USSD command to make payments without an internet connection.

Visit Technology related updates and also be smart on Smartty World

How to Secure Your Aadhaar Card and Prevent Financial Loss

How to Perform Offline UPI Payments?

Now that your offline UPI payment feature is ready, follow these steps to make UPI transactions without internet access:

  1. Open your phone’s dialer, dial *99#, and make the call.
  2. Among the options on your screen, select “1” for “Send Money.”
  3. Enter the UPI ID you wish to use for the transaction. You can also enter the bank account number or your registered phone number if they’re linked.
  4. Specify the amount you want to pay (should be less than Rs. 5,000) and confirm it when prompted.
  5. The UPI system will ask for your UPI PIN to validate the transaction. Once the correct UPI PIN is entered, your payment will go through smoothly.

Remember that you can disable the offline UPI payments service by dialing *99# from your registered phone number and following the provided instructions.

When Can Offline UPI Payments Be Made?

According to NPCI, you can initiate fund transfer requests 24/7 using the *99# service, even on holidays. Beneficiaries can receive funds transferred through *99# service around the clock, making it a convenient option for your UPI transactions.

Conclusion:

Making UPI payments without internet connectivity is now easier than ever, thanks to the *99# service. With a few simple steps, you can carry out offline UPI transactions seamlessly, irrespective of your internet connection’s reliability. Say goodbye to interruptions during payments and enjoy the convenience of offline UPI payments 24/7.

Leave a Comment